Pre and Post Retirement Planning

Mapping the appropriate route to retirement, and beyond, will generally require specialist advice.

Oval Financial Services approach to advising on this all important area is straightforward.

We have appropriate expertise in all areas of this complex market ranging from Final Salary Pension Schemes through self investment to straightforward stakeholder type arrangements.

The service we offer will typically provide the following:

Pre-Retirement

• Analysis of any  existing arrangements to determine  their suitability for your requirements.
• Guidance on building up the appropriate fund at retirement to supplement any other investments you may hold – including overall investment advice.
• Periodic reviews of the progress of your pension arrangements.
• Implementation of self investment facilities if appropriate for your circumstances.

At Retirement/Post Retirement

• Full outline of the range of options available to you when benefits are to be taken.
• Implementation of an appropriate investment approach if annuity purchase is not selected at retirement.
• Regular reviews of your pension fund to ensure target income figure remains realistic.
• At age 75, further guidance on the revised range of options now available.

In keeping with Oval’s overall approach, our concentration where pension planning is involved is on simplicity, technical expertise, an appropriate investment approach and regular reviews of your situation – basic essentials in today’s ever changing world.

Contact us to find out more about Retirement Planning.